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2022 to 2026 - Planned Acquisitions Review and 2026 Plan - $695

2026 Wardrobe and Reflections on my 5-Year Spending Patterns

As 2025 comes to a close, I’m focusing on refining my wardrobe and budget for 2026. Over the past few years, I’ve built a system that prioritizes intentional purchases, high-value basics, and long-term wear. This year is about thoughtful upgrades, smart replacements, and sticking with what works.

What surprised me was how much I spend on clothing & shoes.  For past 5 years its constituted almost ~70% of my total expenditures.  In comparison, I spend very little on hobbies and technology.  But this makes sense as I start investing in more expensive clothing items.

2026 Budget Overview

  • Ralph Lauren Essentials: $430
    • 2 Polo Shirts (Navy, White): $130
    • 3 Sweaters (Quarter Zip, Crew Neck, Cable Knit): $300
  • Footwear Refresh: $100
    • Adidas Stan Smith: $50
    • Nike Uplift SC: $ 50
  • Everyday Basics: $135
    • Uniqlo T-Shirts (6): $135
  • Accessories: $30
    • NY and LA fitted caps (black): $30

Total: $695

2026 Tech & Hobbies

There isn't anything I need in 2026.

Annual Spending Analysis - 2022 ~ 2026

  • 2022 -- $1,245
  • 2023 -- $740
  • 2024 -- $637
  • 2025 -- $1,261
  • 2026 -- $695
  • 5-Year Total -- $4,578
  • 5-Year Average -- $916/year

Spending by Category

Bulk of my spending for past 5 years has been on clothing and shoes.  I actually don't spend as much as I thought on my hobbies, tech and other things.
  • Clothes -- $1,975 -- 43%
  • Shoes -- $1,210 -- 26.3%
  • Tech -- $631 -- 13.7%
  • Watches -- $369 -- 8%
  • Other/Hobbies -- $393 -- 9%

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