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Showing posts from October, 2025

2022 to 2026 - Planned Acquisition Review and 2026 Plan - $695

2026 Wardrobe and Reflections on my 5-Year Spending Patterns As 2025 comes to a close, I’m focusing on refining my wardrobe and budget for 2026. Over the past few years, I’ve built a system that prioritizes intentional purchases, high-value basics, and long-term wear. This year is about thoughtful upgrades, smart replacements, and sticking with what works. What surprised me was how much I spend on clothing & shoes.  For past 5 years its constituted almost ~70% of my total expenditures.  In comparison, I spend very little on hobbies and technology.  But this makes sense as I start investing in more expensive clothing items. 2026 Budget Overview Ralph Lauren Essentials: $430 2 Polo Shirts (Navy, White): $130 3 Sweaters (Quarter Zip, Crew Neck, Cable Knit): $300 Footwear Refresh: $100 Adidas Stan Smith: $50 Nike Uplift SC: $ 50 Everyday Basics: $135 Uniqlo T-Shirts (6): $135 Accessories: $30 N...