2024 Savings Goal - $1k

Cash Stash Goal

I want to increase my cash on hand to $1,000. I presently have $720, separate from my regular savings and retirement accounts. I like having some physical cash on hand, which I squirrel away in several locations, rarely keeping more than $150-200 in my wallet. Most stashes are small, about $40-50 each.

Current Stash Goals

Here's my target breakdown for the $1,000 cash goal:

Wallet: $200
Safe: $600
Med Stash: $50
Med Stash: $50
Med Stash: $40
Med Stash: $40
Small Stash: $20

I plan to grow these stashes gradually, adding about $20 per week, so it will take me a year to reach $1,000.

Long-Term Plan

If this goes to plan, I’ll continue this for two more years, adding $500 per year until I max out at $2,000 in physical cash by 2026. My future allocation will look like this:

Wallet: $400
Safe: $1,200
Med Stash: $100
Med Stash: $100
Med Stash: $100
Small Stash: $50
Small Stash: $50

This strategy helps me feel secure with physical cash while keeping it organized across various stashes.

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