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2025 Costco Wines - Bourdeaux & Priorat

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Bone-in Ribeye - Best Steak at Texas Roadhouse

Texas Roadhouse Bone-In Ribeye: Their Best Steak I recently tried the bone-in ribeye at Texas Roadhouse after years of ordering their regular steaks — and now I wish I had discovered it sooner.  The flavor and juiciness are on another level. The bone helps keep the steak tender and adds that rich, steakhouse taste I usually only find at higher-end places. At $30.99 for a 20-ounce cut, it’s an incredible deal. You get a big, flavorful steak that easily beats most others on the menu. If you usually stick with the sirloin or boneless ribeye, do yourself a favor and try the bone-in next time — it’s the best steak Texas Roadhouse serves.

New Balance 515 Navy - Sneakers - 10 Wide

Stepping Out of the Box: My First Pair of New Balance 515s Moving Beyond Nike and Adidas For years, I stuck with what I knew: Nike and Adidas. My daily lineup included Air Force 1s, Stan Smiths, Air Jordans, and Nike Milers. But after logging 7–9k steps a day, I started craving something different — something built more for walking comfort than style alone. A Solid Find: New Balance 515 I’d always been curious about New Balance, so when I found the 515 in Navy, Size 10 Wide for $50 (down from $75), I jumped on it. Right away, I noticed a big difference. The uppers felt incredibly light , almost like I wasn’t wearing shoes at all — a huge contrast to the more structured feel of my Nikes and Adidas. That Retro Feel The 515s have a vintage, laid-back style that instantly reminded me of my old Onitsuka Tigers . That mix of suede and mesh, paired with a low-profile silhouette, gives them a nostalgic edge — like a modern update on a classic runner. It’s a subtle throwback that sti...

2022 to 2026 - Planned Acquisitions Review and 2026 Plan - $920

2026 Wardrobe and Reflections on my 5-Year Spending Patterns As 2025 comes to a close, I’m focusing on refining my wardrobe and budget for 2026. Over the past few years, I’ve built a system that prioritizes intentional purchases, high-value basics, and long-term wear. This year is about thoughtful upgrades, smart replacements, and sticking with what works. What surprised me was how much I spend on clothing & shoes.  For past 5 years its constituted almost ~70% of my total expenditures.  In comparison, I spend very little on hobbies and technology.  But this makes sense as I've been investing in more expensive but quality clothing items. Funding Source I budget myself $60 a week in discretionary spending for annual $3,120 personal allowance.  About 1/3 dedicated to these planned purchases and rest for meals, drinks and incidentals.  As I've not seen a major increase in spending, I've not seen a need to increase this any further. 2026 Budget Overview ...

Apple iPhone 17 Pro Max vs Air

Apple iPhone 17 Pro Max vs iPhone Air: My Take on Form vs Function Why I Care About This Comparison I’ve used the 14 Pro in the past, and more recently the base iPhone 16. Those experiences shaped how I look at Apple’s lineup today. While the Pro phones impressed me with their 120 Hz ProMotion displays, I found myself frustrated with their heft. The battery life wasn’t dramatically better than the base model either, which left me questioning whether all that extra bulk was worth it. That’s where the iPhone Air won me over. It’s slim, elegant, and feels fantastic in the hand — quintessential Apple design. It may not have all the bells and whistles, but it strikes a balance I appreciate in day-to-day use. The Form of the iPhone Air For me, the Air represents form at its best. It’s light, beautifully balanced, and carries that classic Apple minimalism I’ve always admired. It doesn’t overwhelm my pocket or my hand, which is more than I can say for the Pro Max models. Yes, it sacrif...

2025 - Apple iPhone Air - It is a Compromise

After One Month: Why the iPhone Air Is Losing Its Shine After a month with the iPhone Air, I finally understand why some people are returning it while others are holding on to it. Personally, I’m leaning toward the first group. The excitement has worn off, and I’m starting to feel a bit of buyer’s remorse. In hindsight, I probably should’ve gone with the base iPhone 17 instead—it’s got a 6.3-inch screen, dual cameras, better battery life, and it’s $200 cheaper. As sleek and modern as the Air is, it’s starting to lose its luster for me. Why I Chose the iPhone Air I’d been holding on to my aging Samsung A32 as a work phone for too long. My main device had been the iPhone 16, but with the launch of the iPhone Air, my plan seemed perfect: the Air would become my personal phone, and the 16 would move to work duty. What caught my attention was Apple’s marketing pitch—a thinner, lighter iPhone that still featured the 120 Hz ProMot...

Kasa Smartplug - Home Automation

The Best Smart Home Upgrade: Kasa Smart Plugs The Kasa smart plug has been the most cost-effective upgrade in my home. I’ve connected almost every lamp to one, letting me control them all from my iPhone with a tap or simple schedules. They’re inexpensive, easy to set up, and don’t require a hub. That made it simple to expand room by room without spending much. The biggest bonus comes when traveling—my lights can make the house look lived-in, and if my cameras detect movement, I can instantly turn lamps on for extra security. Small device, big impact.

Optimal Retirement Savings - $3M by 59 1/2

When Retirement Savings Finally Got Real I didn’t get serious about retirement savings until just a few years ago. For most of my working life, I was contributing about 8% of my income into my 401(k). Not bad, but not nearly as powerful as what I’m doing now. As of last year, I finally committed to maxing out my contributions. That change has put my retirement trajectory on a whole new path. The Power of Compounding Using a 7% annual market growth assumption, here’s how things look: 11 years from now: around $1 million total balance. 15 years from now: about $1.4 million. 20 years from now: it leaps to $2.6 million. 25 years from now: crossing $4 million. Full retirement age (late 60s): close to $5.8 million. Compounding is slow and steady in the beginning, then suddenly exponential. Seeing the numbers stack up has been motivating. The Catch I can’t withdraw from my 401(k) without penalties until 59½. That means even if I wanted to step away earlier, I’d h...

Austin Hope - Paso Robles - Cabernet Sauvignon 2022

Tasting Notes: 2022 Austin Hope Paso Robles Cabernet Recently, I opened a bottle of the 2022 Austin Hope Cabernet Sauvignon from Paso Robles, and it was a real treat. At $52, it isn’t exactly an everyday sipper, but after tasting it, I’d say it’s worth the splurge. First Impressions This Cabernet is fruit-forward in a way that California reds are known for. The first sip bursts with ripe cherries, offering that lush, almost jammy flavor profile that immediately pulls you in. Balance & Structure What stood out was how smooth and approachable it felt: No sour edges No harsh dryness No sharp acidity or overwhelming tannins Instead, it leans toward a softer, more polished structure. That might not be every Cab drinker’s preference, but for those who like their reds silky and easy-drinking, this one delivers. Texture & Comparison One interesting aspect for me was its slightly syrupy texture. Not overpowering, but enough to give the wine a rich mouthfeel. ...

Eighteen Squares - Cabernet Sauvignon - Trader Joes

Eighteen Squares Cabernet Sauvignon – Trader Joe’s $24.99 First Impressions This Cabernet had a fruit-forward nose with promise, but the palate came off rough around the edges even after 30 minutes of breathing. It carries a heavy mouthfeel and notes of strawberry, cherries and stone fruit, though the tannins stay bold. In many ways it reminds me of Cruz Alta’s Malbec. With Food Paired with a cheese and fruit platter, the wine softened and showed better balance. It’s clear this is a bottle meant to be served with food rather than sipped on its own. Final Take For $24.99, it drank more like a $15 wine. While not a bad bottle, I’d be more inclined to spend a little more for something like the Caymus 1858 Paso Robles at $35, which offers a smoother and more polished experience.

2025 - Hiring Market is even tougher

2025 Job Market: From Tough to Terrifying I was reading a Business Insider article about the decline in tech jobs and realized something unsettling: even though it was difficult to land a job in 2021, that was during a tech hiring boom. Opportunities were opening everywhere, startups were raising record funding, and companies were desperate for talent. So if I was struggling in the midst of boom times… what does that say about now? Fast forward to 2025, and the landscape feels absolutely terrifying. Layoffs are constant, hiring freezes drag on, and entry-level opportunities have practically evaporated. The optimism that once surrounded tech careers has been replaced with uncertainty and fear. In 2021, the job search felt like running uphill. In 2025, it feels like climbing a cliff with the ground crumbling beneath you.

Apple AirPods 4

My First Impressions of the AirPods (4th Gen) I recently received a gift that I truly appreciate — a pair of AirPods (4th generation). Normally, these retail for around $99 for the base non-Active Noise Cancelling (ANC), so getting them for free was a pleasant surprise. Compared to my AirPods (2nd gen), these are a noticeable upgrade. They share the sleek form factor of the AirPods Pro (1st gen) but without the soft silicone ear tips. This makes them comfortable for quick listening sessions while still offering a secure fit. The seamless integration with my iPhone is classic Apple — instant pairing, smooth switching between devices, and that familiar “just works” feeling. I’ve found myself reaching for these far more often than my Powerbeats or JBLs.

2016 Toyota Highlander - New Control Arms - $2000 - It’s worth it

$2,000 Control Arm Replacement on My 2016 Highlander — Worth It? Yes, absolutely. Just replaced the front control arms on my 2016 Toyota Highlander — a suspension repair that set me back $2,000 at the dealership, including a required wheel alignment . Sure, it’s a hefty repair bill. But I’m not complaining. Why I Did It At 9 years old, it’s a little early for this kind of work, but not unreasonable. Parts like control arms naturally wear down over time, especially with daily use. I chose OEM parts and went with dealer service to ensure long-term reliability—because I plan to keep this SUV around for the long haul. Next on the list: replacing the struts and shocks . That’ll likely run another $2,000–$3,000, depending on whether I go with factory-spec KYB or upgrade to Bilstein B6 for better ride quality and control . The Bigger Picture All in, I’m budgeting about $1,000 per year in maintenance over the next decade to keep this vehicle running stro...

2025 - Everything is expensive

Spending More, Experiencing Less As 2026 approaches, I’m increasingly aware of how expensive everyday life has become. Whether it’s goods, services, or simple outings, it now takes significantly more money to have the same quality experience I once took for granted. Naturally, this has led to a kind of personal rationing. I’ve reduced the frequency of some experiences—not necessarily because I want to, but because the cost-to-value ratio no longer adds up. Taking Better Care of What I Already Own One area where this is especially clear is car ownership. With the high price of new vehicles, I’ve found it more practical to invest in repairs and upkeep for my current cars rather than replace them. It’s made me more attentive to maintenance and proactive care—stretching their usefulness as long as possible. Home-Cooked Meals Over Dining Out Dining out used to be a regular treat, but now it often feels like paying more for less. Food quality in many restaurants has declined, eve...